CA · State Guide · Tax year 2026

California nanny tax guide

Everything you need to pay a nanny, caregiver, or household employee legally in California— the rates CareTax uses to calculate your pay runs, the forms you'll file, and the state portals you'll file them through.

SUI (new employer)

3.4%

On first $7,000

SDI

1.3%

Employee-paid

PFML

None

State income tax

Progressive

Bracketed

Minimum wage

$16.90/hr

Workers' comp

Required

Quick Facts

ItemValueNotes
Minimum Wage$16.90/hr$16.90/hr (Jan 1, 2026); local rates higher in many cities
Pay FrequencyTwice monthly
Overtime RulesComplex: varies by live-in/live-out and personal care/other domestic. Live-out other: 1.5x after 8hrs/day, 2x after 12hrs/day; live-in: 1.5x after 9hrs/day and 45hrs/week
Record Retention3 years

State Income Tax

Withholding Form: DE 4

Unemployment Insurance

Registration: Register online

Workers' Compensation

Threshold: (all employers)

Paid Family & Medical Leave

Program: State Disability Insurance (SDI) + Paid Family Leave (PFL)

Yes -- min 24hrs by day 120; 40hrs by day 200; cities may require more; Yes (Paid Family Leave); Yes (State Disability Insurance)

ItemValue
Employer ContributionYes
Employee ContributionYes
Max Weeks8 weeks

Paid Sick Leave

Accrual Rate: Progressive (varies)

Annual Cap: 40 hrs/5 days

Yes -- min 24hrs by day 120; 40hrs by day 200; cities may require more; Yes (Paid Family Leave); Yes (State Disability Insurance)

New Hire Reporting

Deadline: Within 20 days of hire

Report Online: File report

Special Requirements

CalSavers retirement program mandatory registration; paystubs required (itemized); training repayment agreements (TRAP) are illegal; mileage reimbursement required if employee drives for work

Mandatory retirement program registration

CalSavers retirement program mandatory registration by Dec 31

California Family Rights Act (4+ employees): 12 weeks unpaid + 5 days bereavement

Required Forms

Form DE 4

California state income tax withholding form

Purpose: Employee completes for state tax withholding

California state form

Purpose: State compliance

Key Deadlines

DeadlineDateDescriptionFrequency
New Hire ReportingWithin 20 days of hireReport new employees within 20 days to the stateat-event

State Agencies

Sources

Frequently asked

Do I owe nanny tax in California?
If you pay a household employee $3,000 or more in 2026, you owe federal FICA (Social Security and Medicare). If you pay $1,000 or more in any calendar quarter, you owe FUTA. California state unemployment kicks in once you exceed the state's wage threshold — typically the first $7,000 of wages.
What is the California SUI rate for a new household employer?
New household employers in California start at 3.4%, applied to the first $7,000 of each employee's wages per year. Your rate can change once the state assigns you an experience rating, usually after 2–3 years.
Does California require State Disability Insurance (SDI)?
Yes. California requires SDI contributions: 1.3% (employee-paid). SDI funds short-term disability benefits for employees who can't work due to non-work-related illness or injury.
How much state income tax do I withhold for a California nanny?
California uses progressive tax brackets. Your employee's state income tax withholding depends on their expected annual wages and filing status per their state withholding certificate. CareTax's calculator handles bracketed withholding automatically for every pay run.
What forms do I need to file for a household employee in California?
Federally: Schedule H (filed with your personal Form 1040), W-2 and W-3 (given to your employee and filed with the SSA), and quarterly EFTPS deposits if your liability exceeds $1,000/year. In California: new-hire reporting, quarterly SUI filings, and any required state income tax withholding returns. CareTax generates all federal reference documents and points you to the California state portals.