MD · State Guide · Tax year 2026

Maryland nanny tax guide

Everything you need to pay a nanny, caregiver, or household employee legally in Maryland— the rates CareTax uses to calculate your pay runs, the forms you'll file, and the state portals you'll file them through.

SUI (new employer)

2.6%

On first $8,500

SDI

None

PFML

None

State income tax

Progressive

Bracketed

Minimum wage

$15/hr

Workers' comp

Required

Quick Facts

ItemValueNotes
Minimum Wage$15.00/hr$15/hr statewide; Montgomery County $15.50; Howard County $15.50
Pay FrequencyTwice monthly
Overtime Rules1.5x after 40 hrs/week
Record Retention3 years

State Income Tax

Withholding Form: MW507

Unemployment Insurance

Registration: Register online

Workers' Compensation

Threshold: employee earns $1,000+ gross/year

Paid Family & Medical Leave

Program: Maryland PFML

Yes -- 40 hrs/year; unpaid if <=14 employees; paid if 15+; Yes (eff Jan 2026; contributions from Oct 2024; 680+ hrs required)

ItemValue
Employee ContributionYes
Max Weeks12 weeks

Paid Sick Leave

Accrual Rate: Varies (40hrs/year)

Annual Cap: 40 hrs

Yes -- 40 hrs/year; unpaid if <=14 employees; paid if 15+; Yes (eff Jan 2026; contributions from Oct 2024; 680+ hrs required)

New Hire Reporting

Deadline: Within 20 days of hire

Special Requirements

DC/PA/VA/WV residents may be exempt from MD state tax; Montgomery County has enhanced sick leave (1hr/30hrs, max 32hrs paid + 24hrs unpaid)

Tax Reciprocity Agreements

With StateDescriptionForm Required
DCDC residents may be exempt from MD state taxMW507
PAPA residents may be exempt from MD state taxMW507
VAVA residents may be exempt from MD state taxMW507
WVWV residents may be exempt from MD state taxMW507

Required Forms

Form MW507

Maryland state income tax withholding form

Purpose: Employee completes for state tax withholding

Maryland state form

Purpose: State compliance

Key Deadlines

DeadlineDateDescriptionFrequency
New Hire ReportingWithin 20 days of hireReport new employees within 20 days to the stateat-event

State Agencies

Sources

Frequently asked

Do I owe nanny tax in Maryland?
If you pay a household employee $3,000 or more in 2026, you owe federal FICA (Social Security and Medicare). If you pay $1,000 or more in any calendar quarter, you owe FUTA. Maryland state unemployment kicks in once you exceed the state's wage threshold — typically the first $8,500 of wages.
What is the Maryland SUI rate for a new household employer?
New household employers in Maryland start at 2.6%, applied to the first $8,500 of each employee's wages per year. Your rate can change once the state assigns you an experience rating, usually after 2–3 years.
How much state income tax do I withhold for a Maryland nanny?
Maryland uses progressive tax brackets. Your employee's state income tax withholding depends on their expected annual wages and filing status per their state withholding certificate. CareTax's calculator handles bracketed withholding automatically for every pay run.
What forms do I need to file for a household employee in Maryland?
Federally: Schedule H (filed with your personal Form 1040), W-2 and W-3 (given to your employee and filed with the SSA), and quarterly EFTPS deposits if your liability exceeds $1,000/year. In Maryland: new-hire reporting, quarterly SUI filings, and any required state income tax withholding returns. CareTax generates all federal reference documents and points you to the Maryland state portals.